New Patients & Emergencies Welcome!

Dental Insurance & Flexible Financing in Grand Rapids, MI

We work with Delta Dental, Blue Cross Blue Shield of Michigan, and offer flexible financing options. We’ll check your benefits, walk you through your options, and help you choose a payment path that fits your budget.

Accessible, Judgment-Free Care

Quality dentistry, with clear costs and flexible ways to pay.

Whether you have dental insurance or are paying out of pocket, our goal is the same: help you get the care you need without surprises.

Schedule Online

Call (616) 726-1271 or Text (844) 418-1756

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Care for the
whole family

Care for kids, teens, and adults under one roof, with appointment and payment options that fit you.

Preventive
visits

Regular cleanings, exams, and x-rays are often fully covered depending on your insurance.

Common
treatments

Fillings, crowns, and other treatments explained step by step, with coverage and costs laid out first.

Emergency care
for urgent issues

Dental emergency or urgent need? Call us, we hold space in the schedule for patients who need help fast.

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Contemporary Family Dental In Grand Rapids Mi
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Dr Aitken At Comtemporary Family Dental
Contemporary Family Dental Grand Rapids, Mi Dentist

From Real Patients

What patients notice after a visit here

Many Grand Rapids families choose Contemporary Family Dental for the warm, thorough care and clear communication about costs and treatment options.

“Best dental experience of my life. The dentist
was so gentle and the experience gave me no anxiety. I’ve been to about 7 different dentists within the greater Grand Rapids area and this one is absolutely the best.”

-Katherine V.

“I was hesitant going in, but my anxiety
was quickly put to rest. Courteous, professional, caring. And, for me, importantly, non-judgmental. My procedures going forward were explained in great detail. And I so appreciate the time everyone took to answer all my questions. Dentist was so nice, as was the dental assistant. Highly recommend.”

-Tammy K.

“This is a great dental office! All the people from the front desk, the hygienists to Doctor Yared are great at what they do. I was able to get an appointment that worked with my schedule quickly. They make sure I am comfortable throughout my appointments. They don’t try to sell me on procedures or items that I don’t need. I am so glad I found this office and wouldn’t hesitate to recommend them to friends or family!”

-Mary G.

“Had a tooth extracted. Dr was really good at putting me at ease with his jokes n the procedure was quite uneventful. Almost no pain, minimal discomfort. Overall 10/10.”

-Susan Y.

Plans We Work With

Before we start, you’ll know what to expect

We do our best to provide clear estimates based on your insurance information and the care recommended. Final coverage and costs are determined by your specific plan and what your employer has agreed to with the insurance company.

Delta Dental

We’re in-network with Delta Dental PPO, Premier, and Healthy Kids plans. We’ll check your benefits, help you understand how they apply to your visit, and file claims on your behalf.

Dentists Accepting Delta Dental

Blue Cross Blue Shield of Michigan

We are out of network with Blue Cross Blue Shield of Michigan plans, however we do accept assignment of benefits, which may result in additional savings for you. We’ll review what your plan typically helps with and provide an estimate before care.

Dentists Accepting Blue Cross Blue Shield Of Michigan

Other insurance plans

We work with most other insurance plans and care for many out-of-network patients who value the high-quality care they receive here. Unless your plan requires an in-network provider, we’re happy to see you, submit claims on your behalf, and explain how your out-of-network benefits may help with costs.

Dentists In West Michigan Insurance And Financing Information

Healthy Kids and Medicaid

We are able to bill Healthy Kids plans through Delta Dental.

We do not accept adult Medicaid. If you have questions about whether your child’s plan is included, we’re happy to look it up and explain your options.

Coverage and patient responsibility are estimates, not guarantees. Final amounts may vary based on plan rules, remaining benefits, and the care you choose.

Clarity Before Costs

HOW WE HANDLE COSTS & CLAIMS

01

Your benefits verified

Before treatment whenever possible, we:

  • Collect your insurance information
  • Verify eligibility and basic benefits with your plan
  • Look at remaining benefits for the year

02

Your benefits explained

We:

  • Review any recommended treatment with you
  • Provide an estimate of insurance coverage and your out-of-pocket cost
  • Answer questions clearly so you can decide

03

Your billing made easy

We:

  • File claims to your insurance company (when available)
  • Review your explanations of benefits (EOBs)
  • Work with you if coverage differs from the estimate

Every insurance company is different. What they choose to pay is based on your specific plan and what your employer has agreed to. Coverage and patient responsibility are estimates, not guarantees. Final amounts may vary based on plan rules and the care selected.

Options to Get the Care You Need

WAYS TO MAKE CARE MORE AFFORDABLE

If you have out-of-pocket costs, we offer options to help spread payments out or reduce surprise bills.

Financing through Sunbit

Many patients use Sunbit to spread payments over time with a quick, soft-credit-check process.

  • Fast application, usually at the front desk or on your phone
  • Designed to help fit dentistry into your monthly budget
  • Subject to credit approval
Michigan Dentists Offering Sunbit Financing

Financing through CareCredit

We also work with CareCredit, a healthcare credit card many patients use for dental, vision, and medical care.

  • Use for preventive visits or larger treatment plans
  • Apply online or in-office
  • Subject to credit approval
Michigan Dentists Offering Carecredit Financing

Membership plan (for patients without insurance)

If you don’t have insurance, our Contemporary Family Dental Membership Plan offers:

  • A set number of cleanings, exams, and x-rays for one annual fee
  • Discounts on most additional treatment
  • No waiting periods, no deductibles, and no claims to file
Dentist Grand Rapids, MI

Financing is subject to credit approval. The membership plan is not insurance. See membership details for inclusions, exclusions, and fees.

Frequently Asked Questions

Do you work with my insurance?

We’re in-network with Delta Dental PPO, Premier, and Healthy Kids plans, and we accept assignment of benefit for Blue Cross Blue Shield of Michigan plans. For many other carriers, we are considered out-of-network but can often still see you and submit claims on your behalf. The easiest way to know is to call us at (616) 726-1271 or request a complimentary benefits check.


Can you check my benefits before I schedule?

Yes. We offer a complimentary benefits check. We’ll review what your plan typically helps with and provide an estimate. We do our best to be clear, but the final amount your insurance pays is based on your specific plan and what your employer has agreed to.


What preventive services are usually covered?

Coverage varies by plan. Many patients receive two exams and cleanings per year, plus x‑rays, with little or no out-of-pocket cost.


How do estimates and final costs work?

We create an estimate based on the information we receive from your insurance and the treatment that was diagnosed.

Because every plan is different, and insurance companies make the final payment decision, your portion is an estimate, not a guarantee. If things come back differently than expected, we’ll review the explanation of benefits with you and go over options.


Do you offer payment plans?

Yes. If you have a remaining balance, we can review Sunbit or CareCredit financing options with you, or discuss other arrangements allowed by our financial policy. Our goal is to help you get needed care in a way that works for your budget.


Do you accept HSA/FSA?

Yes. We can typically accept HSA/FSA cards for eligible services, and we’re happy to provide an itemized receipt if your plan requires it.


Do you accept Healthy Kids or Medicaid?

We are able to bill Healthy Kids Delta Dental plans, but not Blue Cross Blue Shield Healthy Kids plans.

We do not accept adult Medicaid. If you’re unsure which type of plan you have, call us and we’ll help you sort through it.


What if I’ve used most of my annual benefits?

We’ll:

  • Review your remaining benefits

  • Talk through what’s most important to address now

  • Help you consider timing, financing options, or our membership plan if that’s a better fit

You decide what feels right for you. We’re here to explain options and support your choice.